Google Pay takes advantage of physical authentications such as fingerprint ID where available.
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The service lets Android devices wirelessly communicate with point of sale systems using a near field communication (NFC) antenna, host-based card emulation (HCE), and Android's security. It is similar to contactless payments already used in many countries, with the addition of two-factor authentication. It replaces the credit or debit card chip and PIN or magnetic stripe transaction at point-of-sale terminals by allowing the user to upload these in the Google Pay wallet.
Google Pay uses near-field communication (NFC) to transmit card information facilitating funds transfer to the retailer.
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In addition to this, the service also supports passes such as coupons, boarding passes, campus ID cards, car keys, event tickets, movie tickets, public transportation tickets, store cards, health records, and loyalty cards.Īs of 2021, it is currently available in 42 countries. Users in the United States and India can also use an iOS device, albeit with limited functionality. Google Pay (stylized as G Pay formerly Android Pay) is a digital wallet platform and online payment system developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches. September 11, 2015 6 years ago ( ) (as Android Pay) May 26, 2011 10 years ago ( ) (as Google Wallet) Pay tab of the new Google Pay application
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